BEHIND THE MORTGAGE
Because it’s never just a mortgage. A more personal take on mortgages, money, and meaning—with Jewels Ferris.
Year-End Mortgage Checkup: The 5 Questions Every Homeowner Should Ask Before January
The end of the year is the perfect time to get clear on where your mortgage stands. Here are five simple, empowering questions to ask before January arrives, without pressure, urgency, or stress.
Beyond Compliance: The Ethics of Care in Financial Services
True ethics go beyond checklists and compliance. Discover how care, integrity, and boundaries define the way Jewels Ferris approaches every mortgage relationship.
The Human Side of Risk: Navigating Uncertainty with Grace and Grounding
When rates rise and markets shift, risk can feel personal. Here’s how to approach financial uncertainty with clarity, calm, and confidence.
From Real Estate to Retirement: Building a Legacy with Purpose
Your home can be more than an investment; it can be a cornerstone of your family’s long-term legacy. Here’s how to align your mortgage strategy with purpose and retirement goals.
Breaking Up with Your Bank: How to Switch Lenders the Smart Way
Thinking about switching lenders? Here’s how to time it right, avoid unnecessary penalties, and make the move smooth and strategic.
Behind Every Mortgage, There’s a Moment
Every mortgage represents a moment; a fresh start, a milestone, or a new beginning. For Jewels Ferris Mortgages, it’s never just about rates or terms, but about guiding real people through real life with understanding, care, and clarity. Here’s why the human side of this work matters most.
Mortgage Renewals: Why “Set It and Forget It” Could Cost You
Most homeowners simply sign their renewal offer without looking deeper and it can cost them thousands. A mortgage renewal is your chance to reassess, renegotiate, and realign your financing with your life today. Here’s why it pays to pause, explore your options, and work with a broker who puts you first.
Beyond the Rate Sheet: Redefining Success in the Mortgage Industry
It’s time to look beyond rate sheets and commissions. True success in mortgages is built on trust, clarity, and client confidence.
Why Mortgages Are Never Just About Money
The meaning of home changes through life’s stages. Here’s why mortgages are never just about money and how the right mortgage can support the life you’re building.
Leveraging a Second Property: What to Know Before You Invest in Real Estate
A second property can build wealth, income, or lifestyle freedom but it comes with unique rules and risks. Here’s what to know before you buy.
Co-Signers & Guarantors: What They Do (and Don’t Do) for Your Mortgage
Co-signers and guarantors aren’t the same. Here’s what they do (and don’t do) for your mortgage and how to know which one fits your situation.
What They Don’t Teach You in Mortgage School
Some lessons can’t be taught in a course or certification. This post explores the human side of mortgage brokering and the wisdom that only comes with experience.
Is Your Home Working for You? Smart Ways to Use Your Equity
Home equity can be one of your most powerful tools, if you know how to use it. This blog explores smart, strategic ways to put your equity to work without compromising your long-term goals.
The Seasons Change, and So Do We: Letting Life (and Mortgages) Evolve
As the seasons shift, so do our lives and your mortgage should evolve with you. This post explores how life transitions impact your mortgage, why it’s okay to reassess, and how working with a human-first broker can make all the difference.
What’s the Right Mortgage Term for You? Let’s Break It Down
Choosing the right mortgage term isn’t about guessing, it’s about strategy. Learn how to decide between a 1-year, 3-year, or 5-year term with clarity and confidence.
This Isn’t a Sales Job—It’s a Service. And It’s Time We Started Acting Like It.
Mortgage brokering isn’t just about rates and deals—it’s about people. In this bold, honest blog, Jewels Ferris shares why she believes this work is a service, not a sales job—and why the industry needs more heart, integrity, and leadership.
How We Hold Space: A Mortgage Experience Built on Trust, Care & Integrity
At Jewels Ferris Mortgages, we believe mortgage support should be more than transactional. In this blog, we share how we hold space for clients with compassion, clarity, and care—creating an experience that puts people first.
Is It Time to Upsize, Downsize, or Refinance? How to Know What Move Builds the Most Wealth
Not sure if it’s time to move or stay put? Whether you’re thinking about upsizing, downsizing, or refinancing, each option holds unique opportunities for building wealth. In this blog, we’re breaking down how to choose the right move—based on your lifestyle, your finances, and your future goals.
The Mortgage Broker’s Checklist: 7 Things You Should Know Before Getting Pre-Approved
Pre-approval is more than a checkbox—it’s the first step to feeling confident in your homebuying journey. In this blog, we’re breaking down 7 key things every buyer should know before getting pre-approved, from credit scores to paperwork prep. If you want a mortgage experience that feels clear, supportive, and strategic, this is where it starts.
5 Mortgage Myths Every Canadian Needs to Stop Believing
There’s a lot of mortgage advice out there—but not all of it is true. In this blog, we’re busting 5 of the most common myths that hold Canadians back from making confident, informed mortgage decisions. From rates to lenders to renewal strategy, you deserve the full picture—no guesswork, no surprises.