BEHIND THE MORTGAGE

Because it’s never just a mortgage. A more personal take on mortgages, money, and meaning—with Jewels Ferris.

The Mortgage Broker’s Checklist: 7 Things You Should Know Before Getting Pre-Approved
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The Mortgage Broker’s Checklist: 7 Things You Should Know Before Getting Pre-Approved

Pre-approval is more than a checkbox—it’s the first step to feeling confident in your homebuying journey. In this blog, we’re breaking down 7 key things every buyer should know before getting pre-approved, from credit scores to paperwork prep. If you want a mortgage experience that feels clear, supportive, and strategic, this is where it starts.

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5 Mortgage Myths Every Canadian Needs to Stop Believing
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5 Mortgage Myths Every Canadian Needs to Stop Believing

There’s a lot of mortgage advice out there—but not all of it is true. In this blog, we’re busting 5 of the most common myths that hold Canadians back from making confident, informed mortgage decisions. From rates to lenders to renewal strategy, you deserve the full picture—no guesswork, no surprises.

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Your Mortgage, Your Life: Using Equity to Create Space, Joy, and Peace
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Your Mortgage, Your Life: Using Equity to Create Space, Joy, and Peace

Your mortgage isn’t just a monthly payment—it’s a powerful tool. In this blog, we explore how tapping into your home equity can help you create the life you actually want. Whether it’s funding a renovation, reducing financial stress, or investing in your future, your mortgage can do more than you think. Let’s turn what you’ve built into something that brings more ease, clarity, and freedom.

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From First Home to First Investment: Leveraging Low Down Payments to Grow Wealth
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From First Home to First Investment: Leveraging Low Down Payments to Grow Wealth

Think you need 20% down to start building a real estate portfolio? Think again. With as little as 5% down, your first home can become the launchpad for long-term wealth—when you know how to structure it right. In this blog, we break down how owner-occupied purchases, rental income, and smart strategy can help you get into the market sooner—and build from there. Ready to turn your first home into your first investment?

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Don’t Let Your Mortgage Renewal Happen to You—Make It Work for You
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Don’t Let Your Mortgage Renewal Happen to You—Make It Work for You

When most people think about mortgage renewals, they think of it as a routine checkbox. The term is ending, the bank sends over an offer, and—without a second thought—they sign and send it back. Another task off the to-do list, right? But here’s the thing: letting your mortgage renewal happen to you can be one of the most expensive five-minute decisions you'll ever make. What if, instead, you could make your renewal work for you?

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Meet Jewels: The Heart-Led Broker Changing the Mortgage Game
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Meet Jewels: The Heart-Led Broker Changing the Mortgage Game

Hi, I’m Jewels Ferris. And if we haven’t met yet—welcome. I’m so glad you’re here. You might be expecting a mortgage blog full of rate talk, finance jargon, and cookie-cutter advice. But that’s not what you’ll find here. Because the truth is—I’ve never done things the traditional way.

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